Financing Private Home Care

When the time comes that we can no longer take care of ourselves or our loved ones, we definitely need to be prepared. Life is a long journey and we should be ready for the years when bathing, eating, dressing up or even walking are no longer that easy. Most families nowadays rely on caregivers or care providers to assist and take care of their elderly loved ones or family members who have special medical conditions.However, most families also fear losing all their savings or finances paying for private home care services; that’s why they choose cheaper options that in reality are not that comfortable for the patients themselves. In truth, letting our loved ones stay at home and be taken care of there is a lot more beneficial for them. They will feel much better physically, emotionally and psychologically. The good news is that we shouldn’t be scared nor should we hesitate in choosing private care for our loved ones as there are a lot of ways on how we can finance private home care.1. MedicareMedicare normally covers private home care expenses for a specific span of time. Usually, when a patient has recently gotten out of a hospital or a long-term facility, Medicare provides financial assistance so that monitored care can be continued at the comfort of the patient’s home. However, one should take note of the requirements to avail of this benefit. In most cases, the doctor’s order for home care is necessary as well as other supporting documents. Ask your local representative for detailed information.2. MedicaidMedicaid is just about the same as Medicare only that the former’s qualifications or basis of eligibility relies on a patient’s income rather than age and disability. There are also other differences in terms of health coverage but Medicaid is definitely another good way to help you finance your private home care services. Just also make sure that necessary documents are filed and the doctor’s order is noted to apply for financial assistance.3. Social SecurityWhen you’re getting Social Security benefits, you can set some of the amount aside to aid in paying for your home care. You can supplement your Medicare and Medicaid coverage by letting your saved Social Security benefits pay for those expenses that are not covered by the first two.4. Long Term InsuranceMost long-term insurance policies provide assistance for private home medical care. Although coverage varies among insurance companies, you should remember that most of them has or requires a maturity or elimination period before you can avail of specific benefits.5. Veterans BenefitsIf you’re a U.S. Armed Forces Veteran, you may actually qualify for a Disability Pension Benefit that you can use for your home care expenses. This said benefit is mostly termed or referred to as the “Aid and Attendance Allowance”. You can use the internet to search for more information regarding qualifications or procedures on how to avail this benefit.These are just some of the creative ways on how you can finance your private home care services. Not every one of us may be qualified with all the options provided above but it doesn’t mean that we should set aside our loved one’s comfort and wellness for practicality. After all, families can always pitch in and help each other for another loved one who needs the help.

Details on How to Become a Pharmacy Technician

How do I become a pharmacy technician? There is no simple answer for this question. Unlike pharmacists, pharmacy technicians do not have a national standard for what it takes to enter the profession. Every state gets to make up there own requirements for what you need to do. The first thing you need to do is check your states requirements. To do this, Google your state’s name and board of pharmacy (eg, California Board of Pharmacy). Once you find your state board of pharmacy site, look for where it discusses pharmacy technician requirements. Another option is to find a site that has already compiled this information for you and provided links to your board of pharmacy website (my site has this done for you). The rest of this article will go over some of the common requirements seen, but remember, every state can require different things (in fact, some states do not require anything).National Certification: Many states require some form of national certification. Many require it, some have it as one option to become a tech, others increase the pharmacist to technician ratio if the pharmacy has nationally certified techs, and other states do not mention it at all. The two most common options are the Pharmacy Technician Certification Board (PTCB) and the Institute for the Certification of Pharmacy Technicians (ICPT, but their exam is called ExCPT). When you complete national certification you have the professional designation of certified pharmacy tech (CPhT). To maintain national certification you must complete 20 hours of continuous education credits every 2 years. I recommend everyone obtain national certification, if your state does not require it, you will be more competitive when interviewing for a job.Training Program: The most important thing you need to know is that some states require an approved training program. The approval in some states is from the board of pharmacy; in other states they accept the American Society of Health-System Pharmacists (ASHP) approved programs. Some states do not have a training requirement, and others allow for on-the-job training. To obtain a solid knowledge about pharmacy, I do recommend a formal training program. Campus based programs are traditionally more expensive (there is more cost to run one). There are online programs that are much lower cost, and I think are a great option if you have other commitments (another job or school). Online programs are also great if you do not live by a campus based school.Other:

Experiential hours, these are hours training in an actual pharmacy. Some states require a specific number of hours prior to licensure/registration.
Age limits, most states require you to be at least 18 years of age; however, some states allow someone to train while in high school.
High school diploma or equivalent is typically required.
Criminal record, or lack thereof. Many states require an FBI background search, so do not lie about this. Just because you have a criminal history doesn’t mean you are out of luck. Be honest, up front, and most of all you need to put good behavior time between you and your conviction. SO, BE GOOD!
As you can see, how you become a pharmacy tech is highly dependent on your state. Once you find out your state requirements, the next thing is to make a decision and just do it (or not do it). Send me any comments or feedback, I love hearing from people and will personally respond.

Shoe Repairs And Several Other Things When I Was 7

Shoe Repairs And Several Other Things When I Was 7
My Dad repaired most of our shoes believe it or not, I can hardly believe it myself now. With 7 pairs of shoes always needing repairs I think he was quite clever to learn how to “Keep us in shoe Leather” to coin a phrase!

He bought several different sizes of cast iron cobbler’s “lasts”. Last, the old English “Laest” meaning footprint. Lasts were holding devices shaped like a human foot. I have no idea where he would have bought the shoe leather. Only that it was a beautiful creamy, shiny colour and the smell was lovely.

But I do remember our shoes turned upside down on and fitted into these lasts, my Dad cutting the leather around the shape of the shoe, and then hammering nails, into the leather shape. Sometimes we’d feel one or 2 of those nails poking through the insides of our shoes, but our dad always fixed it.

Hiking and Swimming Galas
Dad was a very outdoorsy type, unlike my mother, who was probably too busy indoors. She also enjoyed the peace and quiet when he took us off for the day!

Anyway, he often took us hiking in the mountains where we’d have a picnic of sandwiches and flasks of tea. And more often than not we went by steam train.

We loved poking our heads out of the window until our eyes hurt like mad from a blast of soot blowing back from the engine. But sore, bloodshot eyes never dampened our enthusiasm.

Dad was an avid swimmer and water polo player, and he used to take us to swimming galas, as they were called back then. He often took part in these galas. And again we always travelled by steam train.

Rowing Over To Ireland’s Eye
That’s what we did back then, we had to go by rowboat, the only way to get to Ireland’s eye, which is 15 minutes from mainland Howth. From there we could see Malahide, Lambay Island and Howth Head of course. These days you can take a Round Trip Cruise on a small cruise ship!

But we thoroughly enjoyed rowing and once there we couldn’t wait to climb the rocks, and have a swim. We picnicked and watched the friendly seals doing their thing and showing off.

Not to mention all kinds of birdlife including the Puffin.The Martello Tower was also interesting but a bit dangerous to attempt entering. I’m getting lost in the past as I write, and have to drag myself back to the present.

Fun Outings with The camera Club
Dad was also a very keen amateur photographer, and was a member of a camera Club. There were many Sunday photography outings and along with us came other kids of the members of the club.

And we always had great fun while the adults busied themselves taking photos of everything and anything, it seemed to us. Dad was so serious about his photography that he set up a dark room where he developed and printed his photographs.

All black and white at the time. He and his camera club entered many of their favourites in exhibitions throughout Europe. I’m quite proud to say that many cups and medals were won by Dad. They have been shared amongst all his grandchildren which I find quite special.

He liked taking portraits of us kids too, mostly when we were in a state of untidiness, usually during play. Dad always preferred the natural look of messy hair and clothes in the photos of his children.